  
        :root {
            --rirs-primary: #0284c7;
            --rirs-primary-dark: #0369a1;
            --rirs-primary-light: #f0f9ff;
            --rirs-navy: #0f172a;
            --rirs-slate: #334155;
            --rirs-muted: #64748b;
            --rirs-border: #cbd5e1;
            --rirs-white: #ffffff;
            --rirs-success: #0d9488;

            --rirs-font-heading: 'Lora', serif;
            --rirs-font-body: 'DM Sans', sans-serif;

            --rirs-max-width: 1200px;
            --rirs-transition: all 0.3s ease;
        }

        *, *::before, *::after {
            box-sizing: border-box;
            margin: 0;
            padding: 0;
        }

        body.rirs-page-body {
            font-family: var(--rirs-font-body);
            font-size: 1.05rem;
            line-height: 1.75;
            color: var(--rirs-slate);
            background: #f8fafc;
        }

        body.rirs-page-body img {
            max-width: 100%;
            height: auto;
            display: block;
        }

        .rirs-container {
            width: 100%;
            max-width: var(--rirs-max-width);
            margin: 0 auto;
            padding: 0 24px;
        }

        /* 1. MODERN SPLIT HERO SECTION WITH IMAGE */
        .rirs-hero-section {
            background: linear-gradient(135deg, #0f172a 0%, #1e293b 100%);
            color: var(--rirs-white);
            padding: 70px 0;
            position: relative;
            overflow: hidden;
        }

        .rirs-hero-grid {
            display: grid;
            grid-template-columns: 1.1fr 0.9fr;
            gap: 50px;
            align-items: center;
        }

        .rirs-hero-badge {
            display: inline-flex;
            align-items: center;
            gap: 8px;
            background: rgba(2, 132, 199, 0.2);
            color: #38bdf8;
            padding: 6px 16px;
            border-radius: 50px;
            font-size: 0.85rem;
            font-weight: 700;
            text-transform: uppercase;
            letter-spacing: 1px;
            margin-bottom: 20px;
            border: 1px solid rgba(56, 189, 248, 0.3);
            font-family: var(--rirs-font-body);
        }

        .rirs-hero-content h1 {
            font-family: var(--rirs-font-heading);
            font-size: clamp(2.2rem, 4vw, 3.2rem);
            font-weight: 700;
            line-height: 1.2;
            color: #ffffff;
            margin-bottom: 16px;
        }

        .rirs-hero-content h2 {
            font-family: var(--rirs-font-body);
            font-size: 1.2rem;
            font-weight: 500;
            color: #38bdf8;
            margin-bottom: 20px;
            line-height: 1.5;
        }

        .rirs-hero-content p {
            font-size: 1.05rem;
            color: #94a3b8;
        }

        .rirs-hero-image-wrapper {
            position: relative;
            border-radius: 20px;
            overflow: hidden;
            box-shadow: 0 20px 40px rgba(0, 0, 0, 0.4);
            border: 3px solid rgba(255, 255, 255, 0.1);
        }

        .rirs-hero-image-wrapper img {
            width: 100%;
            height: 380px;
            object-fit: cover;
            transform: scale(1.02);
            transition: var(--rirs-transition);
        }

        .rirs-hero-image-wrapper:hover img {
            transform: scale(1);
        }

        /* 2. CONTENT SECTIONS & UNIQUE CARD DESIGNS */
        .rirs-content-section {
            padding: 70px 0;
            background: var(--rirs-white);
            border-bottom: 1px solid #e2e8f0;
        }

        .rirs-content-section:nth-child(even) {
            background: #f1f5f9;
        }

        .rirs-section-title {
            font-family: var(--rirs-font-heading);
            font-size: 2rem;
            font-weight: 700;
            color: var(--rirs-navy);
            margin-bottom: 24px;
            position: relative;
            display: inline-block;
        }

        .rirs-section-title::after {
            content: '';
            position: absolute;
            left: 0;
            bottom: -6px;
            width: 50px;
            height: 4px;
            background: var(--rirs-primary);
            border-radius: 2px;
        }

        p.rirs-section-desc {
            margin-bottom: 20px;
            color: var(--rirs-slate);
            font-size: 1.05rem;
        }

        /* Feature Cards Grid */
        .rirs-feature-cards-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
            gap: 20px;
            margin-top: 25px;
        }

        .rirs-feature-card {
            background: var(--rirs-white);
            border: 1px solid #e2e8f0;
            border-radius: 14px;
            padding: 24px;
            box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.02);
            transition: var(--rirs-transition);
            position: relative;
            overflow: hidden;
        }

        .rirs-feature-card::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            width: 4px;
            height: 100%;
            background: var(--rirs-primary);
        }

        .rirs-feature-card:hover {
            transform: translateY(-4px);
            box-shadow: 0 12px 20px -3px rgba(2, 132, 199, 0.1);
            border-color: #bae6fd;
        }

        .rirs-feature-card p {
            font-size: 1rem;
            color: var(--rirs-slate);
            font-weight: 500;
            margin: 0;
        }

        /* Alert Callout Box */
        .rirs-alert-callout {
            background: linear-gradient(135deg, #fffbeb 0%, #fef3c7 100%);
            border: 1px solid #fcd34d;
            border-left: 6px solid #f59e0b;
            padding: 24px 30px;
            border-radius: 12px;
            margin: 30px 0;
        }

        .rirs-alert-callout h3 {
            font-family: var(--rirs-font-heading);
            color: #b45309;
            font-size: 1.25rem;
            margin-bottom: 10px;
            display: flex;
            align-items: center;
            gap: 10px;
        }

        .rirs-alert-callout p {
            color: #78350f;
            margin: 0;
        }

        /* Benefits Modern Check Grid */
        .rirs-benefits-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
            gap: 16px;
            margin-top: 25px;
        }

        .rirs-benefit-item {
            display: flex;
            align-items: flex-start;
            gap: 14px;
            background: var(--rirs-white);
            padding: 20px 24px;
            border-radius: 12px;
            border: 1px solid #e2e8f0;
            box-shadow: 0 2px 4px rgba(0,0,0,0.02);
        }

        .rirs-benefit-item i {
            color: var(--rirs-success);
            font-size: 1.25rem;
            margin-top: 2px;
            flex-shrink: 0;
        }

        .rirs-benefit-item span {
            font-weight: 600;
            color: var(--rirs-navy);
            font-size: 1.02rem;
        }

        /* Cost Factors Layout */
        .rirs-cost-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
            gap: 16px;
            margin: 25px 0;
        }

        .rirs-cost-factor-box {
            background: var(--rirs-white);
            border: 1px solid #cbd5e1;
            padding: 20px;
            border-radius: 12px;
            text-align: center;
            font-weight: 600;
            color: var(--rirs-navy);
            box-shadow: 0 2px 5px rgba(0,0,0,0.03);
        }

        /* FAQ Section */
        .rirs-faq-section {
            padding: 80px 0;
            background: #f8fafc;
        }

        .rirs-faq-header {
            text-align: center;
            max-width: 700px;
            margin: 0 auto 50px auto;
        }

        .rirs-faq-header h2 {
            font-family: var(--rirs-font-heading);
            font-size: 2.5rem;
            color: var(--rirs-navy);
            margin-bottom: 12px;
        }

        .rirs-faq-list {
            max-width: 900px;
            margin: 0 auto;
            display: flex;
            flex-direction: column;
            gap: 14px;
        }

        .rirs-faq-card {
            background: var(--rirs-white);
            border: 1px solid #cbd5e1;
            border-radius: 12px;
            overflow: hidden;
            box-shadow: 0 2px 4px rgba(0,0,0,0.02);
            transition: var(--rirs-transition);
        }

        .rirs-faq-card.active {
            border-color: var(--rirs-primary);
            box-shadow: 0 10px 25px rgba(2, 132, 199, 0.08);
        }

        .rirs-faq-question-btn {
            width: 100%;
            background: none;
            border: none;
            padding: 20px 24px;
            text-align: left;
            font-family: var(--rirs-font-heading);
            font-size: 1.1rem;
            font-weight: 700;
            color: var(--rirs-navy);
            display: flex;
            justify-content: space-between;
            align-items: center;
            cursor: pointer;
            gap: 15px;
        }

        .rirs-faq-question-btn i {
            width: 32px;
            height: 32px;
            background: var(--rirs-primary-light);
            color: var(--rirs-primary);
            display: flex;
            align-items: center;
            justify-content: center;
            border-radius: 50%;
            font-size: 0.85rem;
            transition: var(--rirs-transition);
            flex-shrink: 0;
        }

        .rirs-faq-card.active .rirs-faq-question-btn i {
            transform: rotate(180deg);
            background: var(--rirs-primary);
            color: var(--rirs-white);
        }

        .rirs-faq-answer-content {
            max-height: 0;
            overflow: hidden;
            transition: max-height 0.4s ease, padding 0.4s ease;
            padding: 0 24px;
            color: var(--rirs-slate);
            font-size: 1.02rem;
            line-height: 1.7;
        }

        .rirs-faq-card.active .rirs-faq-answer-content {
            max-height: 300px;
            padding-bottom: 24px;
        }

        /* Responsive */
        @media (max-width: 900px) {
            .rirs-hero-grid {
                grid-template-columns: 1fr;
                text-align: center;
            }
            .rirs-hero-badge {
                margin: 0 auto 20px auto;
            }
            .rirs-section-title::after {
                left: 50%;
                transform: translateX(-50%);
            }
            .rirs-content-section {
                text-align: left;
            }
        }
    